Support
Answers first, then a person.
Six short guides cover most of what people ask. If yours is not here, write to us and Tobias will answer.
Connect your bank
What Groat can and cannot see, and how to link an account in about a minute.
2 min
Set up your bills
Groat finds regular payments for you. Here is how to check them and add the ones it missed.
3 min
Make a pot
Name it, give it an amount and a date. The rest is arithmetic, and Groat does it.
2 min
When payday moves
Weekly pay, four-weekly pay, pay that lands on a Friday when the 28th is a Sunday.
3 min
Share with a partner
One sum for two people, with a rule for who pays what. Needs Groat Whole.
4 min
Leave Groat
How to disconnect your bank, export your history and delete everything.
2 min
Questions, answered plainly.
No. Groat reads your balance and transactions through open banking and does the sums. Your money stays where it is, and Groat cannot move it without you.
Most UK current accounts, including joint ones. If yours is not on the list in the app, tell us and we will look at adding it.
Money in, less bills, less what your pots need this month, divided by the days until payday. Spend less today and tomorrow’s number goes up a little.
Groat is free for one account and three pots. Groat Whole is £2.99 a month or £24 a year, and adds joint accounts, unlimited pots and the payday review.
Tell Groat roughly what a lean month looks like. It plans around that and treats anything above it as extra, to split between today and your pots.
It stays on your phone and in your own iCloud. We cannot read it, we do not sell it, and deleting the app deletes everything.
